Curious to know why Californians purchased their homes in 2013? The California Associates of Realtors breaks it down for us here:
Let us know - Did you buy a home in 2013? If so, what was the reason for it! Leave a comment below and let us know!
Your Local Real Estate Expert,
Friday, January 31, 2014
Thursday, January 30, 2014
Farmers Markets in San Diego this Week
myinwood.net |
Coronado Island
Coronado Certified Farmers MarketTuesday: 2:30 to 6:00 PM
Ferry Landing
1st & B
Coronado, CA 92118
Ferry Landing
1st & B
Coronado, CA 92118
Downtown / Gaslamp Area
City Heights MarketSaturday: 9:00 AM to 1:00 PM
On Wightman St. between Fairmount and 43rd Street
San Diego, CA 92125
On Wightman St. between Fairmount and 43rd Street
San Diego, CA 92125
Gaslamp Quarter - Third Ave Certified Farmers Market and Asian Bazaar
Sunday: 9:00 AM to 1:00 PM
400 block of Third Ave. between Island Ave and J Street
San Diego, CA 92101
Sunday: 9:00 AM to 1:00 PM
400 block of Third Ave. between Island Ave and J Street
San Diego, CA 92101
Golden Hill
Saturday: 9:30 AM to 1:30 PM
B Street between 27th and 28th
San Diego, CA 92105
Saturday: 9:30 AM to 1:30 PM
B Street between 27th and 28th
San Diego, CA 92105
Horton Square Certified Market
Thursday: 11:00 AM to 3:00 PM (March - October)
225 Broadway, south side of building at Broadway Circle
San Diego, CA 92101
Thursday: 11:00 AM to 3:00 PM (March - October)
225 Broadway, south side of building at Broadway Circle
San Diego, CA 92101
Little Italy Mercato
Saturday: 9:00 AM to 1:30 PM
Date Street between India and Columbia
San Diego, CA 92101
Saturday: 9:00 AM to 1:30 PM
Date Street between India and Columbia
San Diego, CA 92101
Point Loma Certified Farmers Market
Sunday: 9:30 AM to 2:30 PM
2900 block of Cannon St., between Rosecrans & Shafter
San Diego, CA 92106
Sunday: 9:30 AM to 2:30 PM
2900 block of Cannon St., between Rosecrans & Shafter
San Diego, CA 92106
Hillcrest / Uptown Neighborhoods
Hillcrest Farmers MarketSunday: 9:00 AM to 2:00 PM
3960 Normal Street at Lincoln (Adjacent to the DMV)
San Diego, CA 92103
3960 Normal Street at Lincoln (Adjacent to the DMV)
San Diego, CA 92103
Mission Hills Certified Farmers MarketWednesday: 3:00 to 7:00 PM
West Washington and Falcon Street
San Diego, CA 92103
West Washington and Falcon Street
San Diego, CA 92103
North Park Farmers Market
Thursday: 3:00 to 7:00 pm
Herman Street between University and North Park Way
San Diego, CA 92104
Thursday: 3:00 to 7:00 pm
Herman Street between University and North Park Way
San Diego, CA 92104
La Jolla Neighborhood
La Jolla Open Aire MarketSunday: 9:00 AM to 1:00 PM
La Jolla Elementary School
Girard and Genter
La Jolla, CA 92037
La Jolla Elementary School
Girard and Genter
La Jolla, CA 92037
UCSD/La Jolla CFM at the Price Center
Tuesday: 10:00 AM to 2:00 PM
Closed 3rd week of June through 3rd week of September and 2nd week of December through 1st week of January
Next to the UCSD bookstore on Lyman Lane and Myers - Town Square Library Walk
La Jolla, CA 92093
Tuesday: 10:00 AM to 2:00 PM
Closed 3rd week of June through 3rd week of September and 2nd week of December through 1st week of January
Next to the UCSD bookstore on Lyman Lane and Myers - Town Square Library Walk
La Jolla, CA 92093
UTC Certified Farmers Market
Thursday: 3:00 to 7:00 PM
Westfield UTC Mall
9001 Genesee Avenue near Macy's
San Diego, CA 92122
Thursday: 3:00 to 7:00 PM
Westfield UTC Mall
9001 Genesee Avenue near Macy's
San Diego, CA 92122
Mission Bay and Surrounding Beach Neighborhoods
Ocean Beach Certified Farmers Market and Wednesday Night Out
Wednesday: 4:00 to 7:00 PM (January - March)
Wednesday: 4:00 to 8:00 PM (April - December)
4900 block of Newport between Cable & Bacon
Ocean Beach, CA 92107
Wednesday: 4:00 to 7:00 PM (January - March)
Wednesday: 4:00 to 8:00 PM (April - December)
4900 block of Newport between Cable & Bacon
Ocean Beach, CA 92107
Mission Bay High Seaside Farmers Market
Every Saturday from 10:00 am - 2:00 pm
2475 Grand Ave.
100% of the proceeds benefit Mission Bay High School
Food trucks, artisans, and incredible edibles!
Every Saturday from 10:00 am - 2:00 pm
2475 Grand Ave.
100% of the proceeds benefit Mission Bay High School
Food trucks, artisans, and incredible edibles!
Pacific Beach Certified Farmers Market
Saturday: 8:00 AM to Noon
4150 Mission Blvd between Reed & Pacific Beach Blvd.
Pacific Beach, CA 92109
Saturday: 8:00 AM to Noon
4150 Mission Blvd between Reed & Pacific Beach Blvd.
Pacific Beach, CA 92109
Pacific Beach Tuesday Certified Farmers Market
Tuesday: 2:00 to 6:30 PM
Bayard St. from Garnet Ave. to Hornblend St.
San Diego, CA 92109
Tuesday: 2:00 to 6:30 PM
Bayard St. from Garnet Ave. to Hornblend St.
San Diego, CA 92109
Mission Valley and Old Town Neighborhoods
Kearny Mesa Certified Farmers Market
Friday: 11:00 AM to 1:30 PM
5898 Copley Drive
San Diego, CA 92111
Friday: 11:00 AM to 1:30 PM
5898 Copley Drive
San Diego, CA 92111
Linda Vista Certified Farmers Market
Thursday: 3:00 to 7:00 PM
Linda Vista Plaza Shopping Center
6939 Linda Vista Road
San Diego, CA 92111
Thursday: 3:00 to 7:00 PM
Linda Vista Plaza Shopping Center
6939 Linda Vista Road
San Diego, CA 92111
Morena District Certified Farmers Market
Tuesday: 3:00 to 7:00 PM
Parking lot between Toys R Us and Petco
1240 West Morena Boulevard
San Diego, CA 92110
Tuesday: 3:00 to 7:00 PM
Parking lot between Toys R Us and Petco
1240 West Morena Boulevard
San Diego, CA 92110
San Carlos Certified Farmers Market
Thursday: 4:00 to 7:00 PM
Pershing Middle School
8204 San Carlos Drive
San Diego, CA 92119
Thursday: 4:00 to 7:00 PM
Pershing Middle School
8204 San Carlos Drive
San Diego, CA 92119
Tu Mercado Certified Farmers Market
Wednesday: 11:00 AM to 2:00 PM
September - December and February - May
University of San Diego Campus (In front of Student Life Pavillion)
5998 Alcalá Park
San Diego, CA 92110
Wednesday: 11:00 AM to 2:00 PM
September - December and February - May
University of San Diego Campus (In front of Student Life Pavillion)
5998 Alcalá Park
San Diego, CA 92110
South Bay San Diego Region
Chula Vista Farmers Market and Open Air Bazaar, Downtown
Thursday: 3:00 to 7:00 PM (April - October)
Thursday: 3:00 to 6:00 PM (November - March)
Downtown Chula Vista at Center St. and Third Avenue
Chula Vista, CA 91910
Thursday: 3:00 to 7:00 PM (April - October)
Thursday: 3:00 to 6:00 PM (November - March)
Downtown Chula Vista at Center St. and Third Avenue
Chula Vista, CA 91910
Chula Vista - Otay Ranch Certified Farmers Market
Tuesday: 4:00 to 8:00 PM (Winter until 7:00 PM)
2015 Birch Road and Eastlake Blvd.
Chula Vista, CA 91915
Tuesday: 4:00 to 8:00 PM (Winter until 7:00 PM)
2015 Birch Road and Eastlake Blvd.
Chula Vista, CA 91915
Imperial Beach Farmers Market
Friday: 2:00 to 7:30 PM (April - September)
Friday: 2:00 to 7:00 PM (October - March)
Imperial Beach Pier Plaza
10 Evergreen
Imperial Beach, CA 91932
Friday: 2:00 to 7:30 PM (April - September)
Friday: 2:00 to 7:00 PM (October - March)
Imperial Beach Pier Plaza
10 Evergreen
Imperial Beach, CA 91932
Southeast San Diego Peoples Produce Certified Market
Friday: 2:00 to 6:00 PM
Just West of the Euclid Trolley Station
4981 Market Street
San Diego, CA 92102
Friday: 2:00 to 6:00 PM
Just West of the Euclid Trolley Station
4981 Market Street
San Diego, CA 92102
East County San Diego Region
Borrego Springs Chamber of Commerce Farmers MarketFriday: 7:00 AM to Noon, October - May
700 Palm Canyon Drive and Borrego Springs Road
Borrego Springs, CA 92004
700 Palm Canyon Drive and Borrego Springs Road
Borrego Springs, CA 92004
La Mesa Village Certified Farmers Market
Friday: 2:00 to 6:00 PM
Date Avenue and University Avenue
La Mesa, CA 91941
Friday: 2:00 to 6:00 PM
Date Avenue and University Avenue
La Mesa, CA 91941
Rancho San Diego Farmers Market
Saturday: 9:00 AM to 2:00 PM
Cuyamaca College
Fury Lane and Rancho San Diego Parkway
El Cajon, CA 92019
Saturday: 9:00 AM to 2:00 PM
Cuyamaca College
Fury Lane and Rancho San Diego Parkway
El Cajon, CA 92019
Santee Farmers Market
Wednesday: 3:00 to 7:00 PM
Wednesday: 3:00 to 6:00 PM (Winter)
10445 Mission Gorge Road
Santee, CA 92071
Wednesday: 3:00 to 7:00 PM
Wednesday: 3:00 to 6:00 PM (Winter)
10445 Mission Gorge Road
Santee, CA 92071
San Diego North County Coastal Region
Carlsbad Village Farmers Market and Food Fair
Wednesday: 1:00 to 5:00 PM
Saturday: 1:00 to 5:00 PM
Roosevelt St. between Grand Ave. and Carlsbad Village Drive
Carlsbad, CA 92008
Wednesday: 1:00 to 5:00 PM
Saturday: 1:00 to 5:00 PM
Roosevelt St. between Grand Ave. and Carlsbad Village Drive
Carlsbad, CA 92008
Del Mar Farmers Market and Food Court
Saturday: 1:00 to 4:00 PM
1050 Camino Del Mar (Between 10th & 11th Streets)
Del Mar, CA 92014
Saturday: 1:00 to 4:00 PM
1050 Camino Del Mar (Between 10th & 11th Streets)
Del Mar, CA 92014
Encinitas Station Certified Farmers Market
Wednesday: 5:00 to 8:00 PM (Summer)
Wednesday: 4:00 to 7:00 PM (Winter)
Corner of Vulcan and E Street in the parking lot of the Pacific Station Amtrak Station
620 Vulcan
Encinitas, CA 92024
Wednesday: 5:00 to 8:00 PM (Summer)
Wednesday: 4:00 to 7:00 PM (Winter)
Corner of Vulcan and E Street in the parking lot of the Pacific Station Amtrak Station
620 Vulcan
Encinitas, CA 92024
Leucadia/Encinitas Farmers Market and Art Fair
Sunday: 10:00 AM to 2:00 PM
Paul Ecke Elementary
185 Union Street (at Vulcan)
Encinitas, CA 92024
Sunday: 10:00 AM to 2:00 PM
Paul Ecke Elementary
185 Union Street (at Vulcan)
Encinitas, CA 92024
Oceanside Certified Farmers Market & Faire
Thursday: 9:00 AM to 1:00 PM
Pier View Way & Coast Hwy 101
Oceanside, CA 92054
Thursday: 9:00 AM to 1:00 PM
Pier View Way & Coast Hwy 101
Oceanside, CA 92054
Oceanside Sunset Market
Thursday: 5:00 to 9:00 PM
Tremont and Pier View Way
Oceanside, CA 92054
Thursday: 5:00 to 9:00 PM
Tremont and Pier View Way
Oceanside, CA 92054
Pacific Highlands Certified Farmers Market
Thursday: 3:30 to 7:00 PM
Canyon Crest Academy
5951 Village Center Loop
San Diego, CA 92130
Thursday: 3:30 to 7:00 PM
Canyon Crest Academy
5951 Village Center Loop
San Diego, CA 92130
Rancho Santa Fe Farmers' Market
Sunday: 9:00 AM to 1:30 PM
Del Rayo Village
16079 San Dieguito Road
Rancho Santa Fe, CA 92067
Sunday: 9:00 AM to 1:30 PM
Del Rayo Village
16079 San Dieguito Road
Rancho Santa Fe, CA 92067
Solana Beach Farmers Market
Sunday: 1:00 to 5:00 PM
410 South Cedros Avenue at Rosa Street
Solana Beach, CA 92075
Sunday: 1:00 to 5:00 PM
410 South Cedros Avenue at Rosa Street
Solana Beach, CA 92075
San Diego North County Inland Region
Bonsall Certified Farmers Market and Open Air FaireSunday: 9:00 AM to 1:00 PM
Bonsall Elementary School
31555 Old River Road
Bonsall, CA 92003
Bonsall Elementary School
31555 Old River Road
Bonsall, CA 92003
Escondido Certified Farmers' Market
Tuesday: 2:00 to 6:00 PM
Grand & Juniper
Escondido, CA 92025
Tuesday: 2:00 to 6:00 PM
Grand & Juniper
Escondido, CA 92025
Fallbrook Certified Farmers Market
Friday: 10:00 AM to 2:00 PM
Corner of Main and Alvarado
102 South Main Street
Fallbrook, CA 92028
Friday: 10:00 AM to 2:00 PM
Corner of Main and Alvarado
102 South Main Street
Fallbrook, CA 92028
Mira Mesa Farmers Market
Tuesday: 2:30 to 7:00 PM
Mira Mesa High School
10510 Reagan Road
San Diego, CA 92126
Tuesday: 2:30 to 7:00 PM
Mira Mesa High School
10510 Reagan Road
San Diego, CA 92126
North San Diego (Sikes Adobe) Certified Farmers Market
Sunday: 10:30 AM to 3:30 PM
12655 Sunset Drive
Escondido, CA 92025
Sunday: 10:30 AM to 3:30 PM
12655 Sunset Drive
Escondido, CA 92025
Poway Farmers Market and Faire
Saturday: 8:00 to 11:30 AM
14134 Midland Road at Temple Street
Poway, CA 92074
Saturday: 8:00 to 11:30 AM
14134 Midland Road at Temple Street
Poway, CA 92074
Poway - Alliant International University
Thursday: 1:00 to 6:00 PM
Southwest of Accounts Payable and Student Business Services Building
10455 Pomerado Road
San Diego, CA 92131
Thursday: 1:00 to 6:00 PM
Southwest of Accounts Payable and Student Business Services Building
10455 Pomerado Road
San Diego, CA 92131
Ramona Certified Farmers Market
Saturday: 9:00 AM to 1:00 PM
1855 Main Street
Ramona, CA 92065
Saturday: 9:00 AM to 1:00 PM
1855 Main Street
Ramona, CA 92065
Rancho Bernardo Certified Farmers Market & Specialties
Friday: 9:00 AM to Noon
Bernardo Winery
13330 Paseo Del Verano Norte
San Diego, CA 92128
Friday: 9:00 AM to Noon
Bernardo Winery
13330 Paseo Del Verano Norte
San Diego, CA 92128
San Marcos - Cal State San Marcos Farmers Market
Wednesday: 3:00 to 7:00 PM (Summer Hours)
Sunday: 10:00 AM to 2:00 PM
CSUSM - Packing Lot B
333 South Twin Oaks Valley Road
San Marcos, CA 92096
Wednesday: 3:00 to 7:00 PM (Summer Hours)
Sunday: 10:00 AM to 2:00 PM
CSUSM - Packing Lot B
333 South Twin Oaks Valley Road
San Marcos, CA 92096
Scripps Ranch Farmers Market and Family Festival
Saturday: 9:00 AM to 1:00 PM
Corner of Scripps Poway Parkway and Spring Canyon Road
10380 Spring Canyon Road
San Diego, CA 92131
Saturday: 9:00 AM to 1:00 PM
Corner of Scripps Poway Parkway and Spring Canyon Road
10380 Spring Canyon Road
San Diego, CA 92131
Vista Farmers Market
Saturday: 8:00 AM to Noon
County Courthouse
325 South Melrose Drive
Vista, CA 92081
Saturday: 8:00 AM to Noon
County Courthouse
325 South Melrose Drive
Vista, CA 92081
Welk Certified Farmers Marketplace (Escondido)
Monday: 1:00 to 5:00 PM (Winter)
Monday: 3:00 to 7:00 PM (Summer)
8860 Lawrence Welk Drive
Escondido, California 92026
Monday: 1:00 to 5:00 PM (Winter)
Monday: 3:00 to 7:00 PM (Summer)
8860 Lawrence Welk Drive
Escondido, California 92026
For more information about farmers markets around San Diego County, visit the San Diego County Farm Bureau website. Days and times are subject to change.
- See more at: http://www.sandiego.org/articles/shopping/san-diego-farmers-markets.aspx#sthash.d7zMgRq8.dpuf
Tuesday, January 28, 2014
Helping You Stay On TOP of Your Transactions!
Will any of these situations affect your transaction?
- Is this a short sale?
- Is this a REO?
- Are your principles exchanging (1031) this property?
- Will your principals be using a Power of Attorney?
- Are any of the parties on the title deceased?
- Has there been a change in marital status?
- Is there, or will there be a new entity formed? (i.e partnership, LLC, or any other type of corporation)
- Are the sellers of this property a non-resident of California?
- Is the property held in a trust?
- Has the statement of information been returned to Escrow?
- Will the property be sold in 2-4 years?
- Has a bankruptcy and/or discharge been filed?
- Are there loans showing on the prelim that should have been reconvened?
- Do all parties signing the documents have a valid photo ID or Drivers License?
If you answered "yes" to any of these questions, please call me today to see how I can help you to stay on top of your transactions and help you answer any questions you might have regarding any situations that could possibly affect your transaction.
Your Local Real Estate Expert,
- Is this a short sale?
- Is this a REO?
- Are your principles exchanging (1031) this property?
- Will your principals be using a Power of Attorney?
- Are any of the parties on the title deceased?
- Has there been a change in marital status?
- Is there, or will there be a new entity formed? (i.e partnership, LLC, or any other type of corporation)
- Are the sellers of this property a non-resident of California?
- Is the property held in a trust?
- Has the statement of information been returned to Escrow?
- Will the property be sold in 2-4 years?
- Has a bankruptcy and/or discharge been filed?
- Are there loans showing on the prelim that should have been reconvened?
- Do all parties signing the documents have a valid photo ID or Drivers License?
If you answered "yes" to any of these questions, please call me today to see how I can help you to stay on top of your transactions and help you answer any questions you might have regarding any situations that could possibly affect your transaction.
Your Local Real Estate Expert,
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Friday, January 24, 2014
Today's Market Analysis for El Cajon - 92019
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Four Bold Housing Predictions for 2014
Ending the fourth week of the new year with a kick, it's still a little early to see how 2014 will shape the housing market. Currently, San Diego is 8th of 10 on the "Hottest Housing Market" for 2014.
Here's four bold housing predictions for 2014:
1- The United States Housing Values will increase by at least 3 percent this year.
2- Mortgage rates will reach about 5 percent by the end of the year.
3- It will be easier for borrowers to get a mortgage in 2014.
4- Homeowner rates will fall to their lowest point in nearly two decades - more people will end up renting instead of owning.
If you're ready to sell or buy a home, or even begin investing in Real Estate, this is the year to do so. Of course, predictions are just that - predictions. This could always change throughout the year.
Give me a call and let me know how I can help you today with any Real Estate needs. And don't forget - post a comment and let me know if you agree with these predictions or not!
Your Local Real Estate Expert,
Here's four bold housing predictions for 2014:
1- The United States Housing Values will increase by at least 3 percent this year.
2- Mortgage rates will reach about 5 percent by the end of the year.
3- It will be easier for borrowers to get a mortgage in 2014.
4- Homeowner rates will fall to their lowest point in nearly two decades - more people will end up renting instead of owning.
If you're ready to sell or buy a home, or even begin investing in Real Estate, this is the year to do so. Of course, predictions are just that - predictions. This could always change throughout the year.
Give me a call and let me know how I can help you today with any Real Estate needs. And don't forget - post a comment and let me know if you agree with these predictions or not!
Your Local Real Estate Expert,
Wednesday, January 22, 2014
Top Five Home Design Trends for 2014
1. KITCHEN DESIGN: In the last 25 years, kitchen designs have become a fundamental approach to the "open kitchen" concept. In the past, kitchens were put into one disconnected back room in your home. Today, kitchens are typically being built to open up into living spaces in your home, such as your living room, family room, or formal dining area. Walls are continuing to come down and allows focus on entertaining house guests and spaces that are maximizing your ability to gather and relax with family and friends.
-- Here's a tip: Use different finishes to help blend your kitchen into the family and dining rooms.
2. NEUTRAL vs. BRIGHT: Ten years ago, we would walk into homes and they would be bursting with bright and bold colors all over the place. Neutral palettes are beginning to dominate the home design trends for 2014. Although color has always been popular, 2014 trends are to paint walls white, beige, and gray.
---Here's a tip: Allow bold colors to pop into small details, such as lighting, throw pillows, or decorative art. Or paint just one wall in a room a bright and bold color.
Living Rooms from 1990s and Early 2000 |
3. CABINETS AND STORAGE: Drawer appliances have come little changes that people are incorporating into their homes to make them more accessible. Microwave drawers and warming drawers are being hidden away in cabinets, underneath counter tops, and aren't hanging above a stove.
4. HONEY-TONED WOODS: A big 2014 trend that is predicted to pop up this year and make a statement are honey-toned woods, such as walnut, oak, and cherry. We used to see that dark wood always used to dominate homes, but honey-toned woods are making their appearance again, and we couldn't be happier!
5. TURQUOISE: It's everywhere. 2010-2013 was the beginning of seeing a culmination of blues and greens in every shade and hue. Now, turquoise is beginning to show up in upholstery, wall coverings, and on furniture. And we're not just talking pale and wimpy turquoise, but the beautiful deep and saturated turquoise.
2014 is the year of Turquoise |
Let me know- Do you agree with the predictions? What is your favorite home design? Post a comment and let us know!
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Monday, January 20, 2014
Furnishing your New (or Existing) Home!
Start with the bedroom:
This is where you spend the majority of your time in your home. If you're on a tight burdget, buy as much as you can afford to spend in this area. It makes a huge difference. Paint the bedroom walls to compliment your new bedding and add coordinating window treatments. Choose a light palette of colors and translucent window treatments, which has been proved to make you feel calmer and sleep better at night. Don't forget to buy the bed you've always dreamed about, which should mirror both your personality as well as fit into your space comfortably. If you're having trouble planning the space of your bedroom, or any part of your home, use a room planner to help you create your space.
http://www.planyourroom.com
Don't buy everything all at once:
Live in your home for at least two months before making any type of significant purchase. Think of how you're going to use your house and live in it before spending money to renovate or buy furniture.
Don’t make it match:
Furniture stores love to make you think everything has to
match. Don’t do it! Buying a few pieces with the same styles are fine, but any
more than that and your home will begin to look like a furniture showroom
rather than your home. Make your style show through the furniture. Not ready to
take it there yet? Choose decorative accents, rugs, lamps, and artwork that
reflect you and your personal style. Be sure to proportion, scale, and balance
your furniture and accessories in each room. Think of odd numbers when picking
out accents. It’s more visual appealing to the eye.
Tie everything together with color:
If you've moved into your first place with furniture that spans the
1960s to now, don't worry. The easiest, most economical way to overcome this
seemingly insurmountable problem is unifying through color. Let's say you have
a sofa that has only one thing in common with the furniture in the rest of your
living room: a tiny bit of the color in the fabric is the same as the less
dominant color in the rest of the room's upholstery. Solution? Play up that similarity and make it
your living room's unifying wall color. If that's too much hard labor for you,
find curtains, rugs or accessories in this common hue and see how the pieces
begin to complement each other.
Solve your problems inexpensively:
If you don’t quite have the budget for an
entire kitchen remodel, choose the
inexpensive approach and freshen them up with paint, and change out the
hardware for something more modern. In the bathroom, something as simple as
changing the lighting can make an improvement to the appearance of the room
immediately.
If you don't have a creative eye and aren't quite sure where to start, look into hiring an Interior Designer to help you!
Here's a start: http://www.houzz.com/professionals/interior-designer/san-diego
Happy Decorating!!
Your Local Realtor,
Friday, January 17, 2014
CLOSING - What goes into it? How long does it take? What should I expect?
Timing is everything when scheduling a transaction to close.
If you’re renting, you may want to schedule the closing around the time that
your lease ends. If you plan to do work on your new home, choose a date a month
or two down the line before you leave your rental. If you’re moving out of a
house that you’re selling, you will need to juggle between two closing dates.
Schedule the closings in the correct order, since many people need the cash
from the first home to pay for the second home. When considering your mortgage,
make sure the closing date is set before your interest rate expires. If you
plan to move the day you close, be sure to schedule the paperwork as early in
the day as you can. This will save time and headache.
Many closings are categorized into two closings: the closing
of the purchase of your home, and the closing of the mortgage loan to buy the
real estate. Your lending statement or “Regulation Z” is important because it
discloses your interest rate, annual percentage rate, the amount that is being
financed and the total cost of the loan over its lifetime. Be sure to check and
double check the numbers before signing. Expect a Monthly Payment Letter, which
reveals the breakdown of your month payments, interest, taxes, insurance, and
escrow fees. The Note, where you are actually borrowing money and giving your
personal guarantee that you are going to pay it back, is extremely important in double checking. Be sure everything adds up
before signing this. And finally, the
mortgage, where it’s a lien on the house as security for the loan allows the
bank to foreclose if you default on the note mentioned above. Take deep
breathes when signing these two forms.
Now there are the real estate documents that make the house
yours. There’s quite a few forms here, so be patient. The first form is the
HUD, which contains all the settlement costs and amounts. The closing agent
will go over this with the buyer and seller. Pay great attention to this form
and read it all over carefully. The Warranty Deed is the document that is brought to everyone’s attention. It includes
the name of the buyer, seller, and the description of the property. It
guarantees that the seller has the right to sell the property and transfers the
title of the property. Next is the Proration Agreement, where it describes how
you and the seller are dividing up the costs of the house for the month in
which it is being purchased. The seller may have already paid property taxes,
for example, and so the buyer needs to reimburse the seller for the taxes that
covers the time after the buyer takes over the property. The next few documents
are the tax and utility receipts, where you sign city and state receipts that
it has been paid by the seller or will be paid by the buyer, and the Name
affidavit, basically clarifying that you are you say you are. Lastly is the
Abstract of Title, which just shows you a record of the property’s history.
The closing date is the day you hand over the money, so be
sure you have the correct amount and check in hand when you go into the day of
closing. Expect to pay closing costs, which are a portion of the costs that
vary from state to state and are usually negotiable. You’re also paying for the
down payment (if any) of the home at this time, and giving it to the closing
agent along with the lenders check for the balance. And finally, escrow fees,
where often times the buyers annual taxes and insurance are paid through the
lender.
Smile. Deep Breath. Go get your keys!
A Closing may be the end of the house and buying process, but it’s the opening
curtain on your new life as a homeowner.
Your Local
Agent,
San Diego Restaurant Week!
Photo Credit: SanDiegoRestaurantWeek.com
|
Experience lunch and dinner courses in 12 regions throughout San Diego county! You don't even need a ticket or pass to participate- just dine out as much as your belly can hold in as many participating restaurants from January 19th-24th.
A two-course lunch start from $10, $15, to $20.00 for two. A three-course dinner begins at $25, $35, and $45.00!
Check out information about the week long event, along with restaurants that are participating on their website here: http://www.sandiegorestaurantweek.com/
Happy eating!
Your Local Realtor,
San Diego Bridal Bazaar
This Sunday, check out the San Diego Bridal Bazaar at the Convention Center. With over 50 vendors, couples expecting to tie the knot in 2014 can get professional help with everything they need, from photographers to DJ's, and more. Preview wedding cakes, catering options, the latest wedding trends, and honeymoon specialists.
Where: San Diego Convention Center, Hall C
111 W. Harbor Drive
San Diego, CA 92101
When: Sunday, January 26th, 2014
10:00am - 4:00pm
Check out more information on their website here: www.BridalBazaar.com
And don't forget that when newlyweds are ready to buy, choose me to help you find your new home!
Your Local Realtor,
Thursday, January 16, 2014
Discover San Diego's Back Yard
Categorized as "America's Finest City" San Diego is home to many world-famous sights and attractions. What many don't realize is that just east of downtown San Diego (spanning from La Mesa to Julian) offers hiking opportunities, mountain biking, lakes and deep canyons. So, what is there to love in your own backyard?
The East County San Diego regions are a beauty all it's own, offering extra-curricular activities such as hiking, rock climbing, fishing and camping trips in the wilderness. From hiking to the top of Cowles Mountain in San Carlos to take in the beautiful San Diego view, to the mass varieties of terrain gold courses. Here is a list of activities and day trips to discover San Diego's back yard playground!
La Mesa and San Carlos
-Cowles Mountain: A prominent mountain within the Mission Trails Regional Park. This is a 1.5 mile hike and offers over 15 hiking trails up to the top of the mountain to see a beautiful 360-degree view of San Diego county!
-Take a Walk: Take a stroll through downtown La Mesa and enjoy the eateries, public art, and quaint shops. See the La Mesa "Secret Stairs" and see if you can finish them! www.cityoflamesa.com/index.aspx?NID=296
El Cajon and Rancho San Diego
-Sweetwater Bridge: Take a stroll down the Sweetwater River Bridge, built in 1929.
-Sycuan Casino and Golf Resort: a 24-hour Las Vegas type casino that features all of your favorite games, including Blackjack, Poker, Bingo, and Slots. Enjoy a 54-hole gold paradise at the Sycuan Golf Resort.
Julian
-Check out the beautiful Apple Orchards, where you can try the famous "Julian Pie" from the Julian Pie Company. Go boating at Lake Cuyamaca and volunteer to see a town tour of historic Julian.
Not only does East County boast plenty of outdoor activities, it also offers plenty of entertainment! From Native American casinos to luxurious resorts tucked right into the landscapes. Post a comment and let me know what you've discovered in San Diego's back yard!
Your Local Realtor,
The East County San Diego regions are a beauty all it's own, offering extra-curricular activities such as hiking, rock climbing, fishing and camping trips in the wilderness. From hiking to the top of Cowles Mountain in San Carlos to take in the beautiful San Diego view, to the mass varieties of terrain gold courses. Here is a list of activities and day trips to discover San Diego's back yard playground!
La Mesa and San Carlos
-Cowles Mountain: A prominent mountain within the Mission Trails Regional Park. This is a 1.5 mile hike and offers over 15 hiking trails up to the top of the mountain to see a beautiful 360-degree view of San Diego county!
-Take a Walk: Take a stroll through downtown La Mesa and enjoy the eateries, public art, and quaint shops. See the La Mesa "Secret Stairs" and see if you can finish them! www.cityoflamesa.com/index.aspx?NID=296
El Cajon and Rancho San Diego
-Sweetwater Bridge: Take a stroll down the Sweetwater River Bridge, built in 1929.
-Sycuan Casino and Golf Resort: a 24-hour Las Vegas type casino that features all of your favorite games, including Blackjack, Poker, Bingo, and Slots. Enjoy a 54-hole gold paradise at the Sycuan Golf Resort.
Julian
-Check out the beautiful Apple Orchards, where you can try the famous "Julian Pie" from the Julian Pie Company. Go boating at Lake Cuyamaca and volunteer to see a town tour of historic Julian.
Not only does East County boast plenty of outdoor activities, it also offers plenty of entertainment! From Native American casinos to luxurious resorts tucked right into the landscapes. Post a comment and let me know what you've discovered in San Diego's back yard!
Your Local Realtor,
Wednesday, January 15, 2014
Home Buyer Tips and Tricks
Finding the home of your dreams isn't always an easy task. I've compiled a list of home buyer tips and tricks that I've personally learned
and used when looking for your next home./
-
Financial
Planning: Put together a financial plan to determine whether or not you can
actually afford a new home to buy. Just because it’s a good time to buy in the
market doesn't mean it’s a good time for you to buy. Understand how much home
you can afford.
-
Down
Payments: When determining a down payment for a new home, be sure to save
at least 20 percent in either cash or cash equivalent accounts.
-
Rent vs.
Buy: Sometimes renting is more ideal than buying depending on the financial
situation you are in. Use this great “rent vs. buy” calculator: http://tinyurl.com/aghre2h
-
Be informed: Don’t just buy a home because there’s a pretty picture online. Conduct a
price search and talk to people in the neighborhood for “on the ground” intelligence.
-
Credit Reporting: Get a copy of your credit report. Correct any errors before you start the
home buying process.
-
Mortgage
Pre-Approval: Get pre-approved for a mortgage. Ask friends and family for
referrals from brokers and shop around with banks and credit unions.
-
Appraisals:
Get an appraisal to determine market value of the property and determine
the amount of your loan. (Be sure to request a copy for your records.)
-
Schedule
a home inspection: This is one of the most important steps for buying a new
home. Don’t freak out if there’s a problem that arises during the inspection.
This often can be fixed or addressed with a simple adjustment in price.
-
What’s
your offer? Start with a fair
offer, based on similar houses sold in the neighborhood in the past six months.
The offer should include the price you’re willing to pay for the house.
-
Review
your HUD statement before closing: This government document provides basic
details for both parties and a lot of numbers. Mistakes occur, so review the
statement and confirm that everything is correct.
Finally, find the
right agent to help you find the home of your dreams. It’s difficult to go
through the home buying process alone, so be sure to pick an agent that is
honest, has
experience, connections with other agents, and referrals from
buyers like you.
Choose your local Real Estate Expert to help you
find your next home.
Your Local
Agent,
Monday, January 13, 2014
New Listing in Rancho San Diego!
Check out this beautiful, remodeled home in the heart of Rancho San Diego. With 4 bedrooms, 2.5 bath with 1796 square feet of space this home is priced to sell!
The floor plan is open with vaulted ceilings with beautiful new laminate wood floors, dual-paned windows, crown molding, and window casings! The backyard is great for entertaining and neatly landscaped including a covered patio.
Check out the entire listing here:
http://www.nissourealtygroup.com/listing/mlsid/219/propertyid/140000313/
Your Local Realtor,
Tuesday, January 7, 2014
Minor Improvements to Sell your Home Quickly
The best way
to allow your home to sell quickly on today’s market is to make small, minor
improvements that are wallet-friendly. Highlight your homes strengths while you downplay the weaknesses to get prospective buyers to love your home the way you do.
Here's a few helpful, budget friendly tips to help:
-The most
important thing to prepare your home for sale is to rid it of it’s clutter. Try
to place as many items as possible in storage.
-Group and
furnish your space by moving furniture away
from walls, and re-position sofas and chairs into conversational groups. Use
accents to accentuate areas of your home, like colorful vases and fresh
flowers. Add decorative art, too.
-Many of our
homes are not properly lit. Increase wattage in lamps and light fixtures. The
brighter the home looks, the more inviting it is.
-Make your
home and specific rooms look bigger by painting it the same color as the
adjacent room. If you have a small kitchen and dining room, make both the same
color so that it appears like a larger space. Use warm, neutral colors, like
beige, pale blue, and a warm green.
-Three’s a
company! Mix accessories to make a room more inviting. When it comes to the
eye, odd numbers are always more preferable, especially three. Cluster the
accessories rather than lining them up in a row.
Not everyone
has a creative eye when it comes to making these small improvements. Give me a
call today and my team and I can help you to stage your home to allow you to get the best
price possible!
Your Local
Agent,
Friday, January 3, 2014
A New Year, a New Start in Real Estate
If you’re
looking to buy or sell in 2014, be sure to contact me to help you find your
next home, or sell your current home. You’ll want someone who knows the San
Diego market inside and out.
What can I
do for you in 2014?
- - Find
your next home: You need someone who knows the area inside and out. I can work
with you to find the right home at the right price.
- - Sell
your home: When it’s time to move, you need someone who can not only advertise
your home, but show it to prospective buyers, negotiate contracts and arrange
financing. I will handle all the necessary paperwork and supervise the closing.
Allow me to help with
staging your home, and make repairs and small improvements -- Little things like these are the difference between a home sitting on the
market for days, and the one that is sold fast.
Your Local
Agent,
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